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Group CTAIO  |  Forbes Technology Council  |  Global Speaker

Deepak
Gupta

Building AI-native, platform-led enterprises that convert technology into durable business advantage — at scale, across geographies.

Group CTAIO, AMPL Former Group CTO, CARS24 IIT Delhi Forbes Tech Council 5x CTO of the Year 2x LinkedIn Top Voice MIT CIO Community 25+ Years
Deepak Gupta, Group CTAIO and AI Transformation Leader
Current Role
Group CTAIO & Group President, AMPL
25+Years Leadership
14Countries, Airtel
1,000+Engineers Led
$150M+Portfolio Managed
40%Cloud Cost Reduction
5xCTO of the Year
$30M+Cost Savings Delivered
30PBData Platform Scale
20+Global Keynotes
25+Years Leadership
14Countries, Airtel
1,000+Engineers Led
$150M+Portfolio Managed
40%Cloud Cost Reduction
5xCTO of the Year
$30M+Cost Savings Delivered
30PBData Platform Scale

Technology
Leader at
EnterpriseScale

25+
Years Experience
14
Countries, Airtel Africa
1,000+
Engineers Led
30PB
Data Platform Built
Forbes Technology Council Member Leader & Published Author
LinkedIn Top Voice — AI & Data Architecture (2x Recognised)
CTO of the Year 2022, 2023, 2024, 2025, 2026 (Multiple Awards)
MIT CIO Community Active Member
Thinkers360 — Top AI & Enterprise Architecture Thought Leader
McKinsey & Company Contributor, Technology & AI Strategy
IIT Delhi Alumni — Advance Mathematics and Computer Science
La Trobe University Australia — Master's in Computer Science
Global Keynote Speaker — 15+ Countries, 20+ Conferences

Deepak Gupta is a global technology executive and keynote speaker who has spent over 25 years leading large-scale AI, platform engineering, and digital transformation programs across FinTech, AutoTech, telecom, e-commerce, and enterprise technology.

As Group CTAIO at AMPL, Deepak operates at the intersection of platform engineering, AI strategy, and business execution. His work focuses on designing enterprise-grade, cloud-native platforms that embed intelligence directly into core business workflows, enabling faster decisions, improved customer experiences, and sustainable competitive advantage.

At CARS24, he held singular executive accountability for the complete AI and technology transformation — architecting the enterprise-wide shift to AI-native lending, credit, insurance, and platform engineering. His leadership delivered a 40% reduction in loan processing turnaround, 15% uplift in customer retention, $10M+ in engineering cost savings, and Nebula — the Internal Developer Platform for 800+ engineers with 60%+ DORA improvement.

Before CARS24, he served as Chief Technical Architect at Airtel Africa, building AI-first digital platforms across 14 countries serving 100M+ customers, managing a $150M+ portfolio including Airtel Money and Nigeria Payments Bank. He built a 30-petabyte data platform and AI-powered credit scoring, fraud detection, and Customer 360 platforms across the continent.

Deepak is a forthcoming AI book author, contributor to Forbes Technology Council, Thinkers360, McKinsey & Company, and ET CISO, and a sought-after keynote speaker at global forums including LEAP Riyadh, DeepFest AI, Global AI Show Abu Dhabi, and the World Finance Forum Singapore.

Where I
Create Impact

01
AI, GenAI & Agentic Systems
Enterprise AI operating models, GenAI pilots to production, agentic AI platforms, AI-powered pricing engines, conversational AI, fraud detection, credit scoring, and multimodal agents across sales, service, and operations.
Agentic AIGenAILLM OrchestrationMCPRAG
02
Enterprise Architecture
TOGAF-style governance, Architecture Review Boards, API-first strategy, domain-driven design, microservices, cloud decision frameworks, and enterprise architecture continuums aligned to business outcomes.
TOGAFAPI-FirstDDDMicroservices
03
Platform Engineering & IDP
Internal Developer Platforms (Nebula at CARS24), golden paths, Backstage-style portals, CI/CD automation, InnerSource, GitHub Copilot programs, and DORA metric improvement for high-velocity engineering orgs.
IDPBackstageDORAGitOpsArgoCD
04
Cloud, SRE & FinOps
Multi-cloud strategy across AWS, GCP, and Azure. Kubernetes-native operations, observability-led SRE practices, and FinOps governance delivering 40% cloud cost reduction at CARS24.
AWSGCPAzureFinOpsKubernetes
05
NBFC, LendTech & FinTech
End-to-end digital lending: loan origination, AI credit scoring, automated underwriting, KYC/AML, video KYC, collections intelligence, insurance aggregation, and payments orchestration across regulated environments.
NBFCLendingPaymentsAML/KYCInsurTech
06
CTO / CTAIO Leadership
Technology vision and product strategy, engineering operating model design, C-suite and board alignment, large team leadership across 14 countries, $150M+ budget ownership, and promoter-level advisory.
CTO AdvisoryBoard LevelStrategy

25 Years of
Measurable
Transformation

2025
Present
AMPL
Group Chief Technology & AI Officer (CTAIO) & Group President
Group-level executive accountable for technology strategy, AI transformation, and engineering leadership across AMPL's full ecosystem — NBFC/lending, insurance, new and used automotive retail, after-sales service, and digital marketplaces. Defining group-wide lending technology architecture: AI-powered loan origination, credit risk assessment, underwriting automation, collections intelligence, and fraud detection. Leading enterprise AI and GenAI transformation across customer journeys, pricing intelligence, demand forecasting, and dealer operations.
AI-First
Operating Model
NBFC
LendTech Platform
Multi-Brand
Automotive Group
2023
2025
CARS24
Group CTO & VP Engineering — AutoTech, NBFC, LendTech & FinTech
Singular executive accountability for CARS24's AI and technology transformation. Scaled engineering to 800+ engineers. Delivered Nebula — Internal Developer Platform — with 60%+ DORA improvement. Achieved 40% cloud cost reduction through FinOps discipline. Deployed AI-powered pricing engines, demand prediction, fraud detection, GenAI chatbots and voicebots, credit scoring, and document intelligence. Launched Orbit SuperApp, Autopilot Driver-on-Demand, and $10M+ in engineering cost savings via build-over-buy. GitHub Copilot and Cursor deployed across 800+ engineers improving velocity 30%+.
800+
Engineers Scaled
40%
Cloud Cost Reduction
$10M+
Engineering Savings
15%
Retention Uplift via AI
60%+
DORA Improvement
2020
2023
Airtel Africa
Chief Technical Architect / Group Head of Technology — 14 Countries
Group Head of Technology for Airtel Money and Nigeria Payments Bank across 14 African countries. Managed 800+ engineers and $150M+ technology investment, scaling to millions of daily financial transactions. Built a 30-petabyte Hadoop-based data platform and AI-driven credit scoring, fraud detection, churn prediction, and Customer 360. Delivered Airtel Money, cross-border remittances, merchant payments, microlending, RegTech/KYC/AML platforms, and SuperApps. Architecture Review Boards across Airtel Money, Telecom, and Entertainment.
14
Countries
$150M+
Portfolio
30PB
Data Platform
100M+
Customers Served
2018
2020
G4S
VP / Head of Technology — Global Integrated Security & Risk
Led enterprise technology strategy and engineering execution for G4S global operations. Defined multi-year technology roadmap, drove cloud adoption and DevOps transformation, and delivered digital product strategy integrating AI-based anomaly detection, IoT sensor data, and analytics into security operations.
2011
2018
Publicis Sapient
Director of Technology — Global BFSI (Cetera, Citibank, Deutsche Bank)
Led digital banking, FinTech, and enterprise technology transformation for Tier-1 global banks and investment firms. Architected trading, risk management, and middle-office platforms. Delivered real-time payments, digital treasury, wealth management platforms, open banking ecosystems, and regulatory compliance technology across Investment Banking, Capital Markets, and Payments.
2001
2011
Foundation Years
WebNet · Friday.com · MPS Technologies · DXC / Xchanging · Publicis Sapient · Engineering & Architecture Roots
Built a deep software engineering and architecture foundation across enterprise systems, banking platforms, distributed computing, and digital transformation. Early career spanning WebNet, Friday.com, MPS Technologies, DXC / Xchanging, and Publicis Sapient consulting — developing core competencies in solution architecture, integration, enterprise software delivery, and technology leadership across banking, capital markets, and complex enterprise environments.

Education &
Intellectual
Roots

Deepak's academic foundation is the intellectual bedrock behind his AI transformation leadership, enterprise architecture thinking, and systems design philosophy — combining rigorous mathematical training with advanced computer science research.

IIT
Indian Institute of Technology, Delhi
Advanced Mathematics & Computer Science
An IIT Delhi foundation is one of the most intellectually demanding in the world. Deepak's training here went far beyond computation — it built the analytical rigour, first-principles thinking, and mathematical depth that underpin his approach to AI architecture, intelligent systems design, and enterprise-scale problem solving.
Neural Network Research
Early dissertation work on neural networks for handwritten character recognition — years before AI entered mainstream enterprise consciousness. This research orientation established a foundational intuition for machine intelligence that now informs Deepak's GenAI and Agentic AI strategy.
Mathematical & Algorithmic Foundation
Advanced mathematics, algorithms, and computational theory — the analytical backbone behind AI model reasoning, data platform design, fraud detection systems, credit scoring architectures, and distributed computing at scale.
Systems Thinking
IIT's engineering discipline cultivates thinking in systems: how components interact, fail, and scale. This forms the foundation of Deepak's approach to enterprise architecture, platform engineering, and AI-native operating models.
Advanced Mathematics Algorithms Neural Networks AI Research Foundation Systems Design
MS
La Trobe University, Australia
Master of Computer Science
A dedicated postgraduate Computer Science specialization that deepened Deepak's understanding of advanced software systems, intelligent applications, and enterprise-scale computing. La Trobe's focus on applied computer science and AI-adjacent research disciplines extended his academic foundation into modern software engineering paradigms.
Computer Science Specialization
Advanced study in software systems, distributed computing, database architectures, and intelligent applications — directly forming Deepak's competencies in enterprise platform design, cloud-native architecture, and scalable systems engineering.
AI-Oriented Research Direction
An AI and intelligent systems research orientation that reinforced the computational intelligence work begun at IIT Delhi — building the conceptual vocabulary that now informs Deepak's approach to GenAI, Agentic AI, and enterprise AI operating models.
International Perspective
Studying in Australia broadened Deepak's exposure to global technology ecosystems, enterprise software thinking, and international technology standards — foundational for a career that now spans 14 countries and global leadership roles.
Computer Science Intelligent Systems Software Engineering Distributed Computing AI Foundation

Global Stage
Presence

Delivering strategic keynotes, trilogue discussions, and executive sessions at the world's leading technology forums — from Abu Dhabi and Riyadh to Singapore, Dubai, Jakarta, and Mumbai.

20+
Keynotes Delivered
12+
Countries
2024
to 2026

Deepak speaks to CXOs, CTOs, CIOs, enterprise architects, and technology leaders on AI transformation, platform engineering, agentic AI, cybersecurity, FinTech, and the future of intelligent enterprises.

Signature topics include: AI-Native Enterprise, Agentic AI Architecture, Democratizing AI with Low/No/Pro-Code, Multimodal AI Agents, Observability 2.0, Platform Engineering Excellence, FinTech Evolution, AI in Cybersecurity, and Building AI-Ready Organizations.

Preferred format: 30-45 min keynote + Q&A. Available for panels, fireside chats, and trilogue discussions. Speaker kit available on request.

Global AI Show Abu Dhabi 2025
Conversational AI Summit Singapore 2025
CISO India Connect Mumbai 2024
4th DevOps Conclave Awards 2024
CACES Singapore 2025
DevOps Conclave Mumbai
2026
ImagiNXT 2026 — Mumbai, India
The AI Ready Enterprise: What It Actually Takes to Rewire a Large Organisation
Jio World Convention Centre, Mumbai May 2026
A candid trilogue discussion with enterprise AI leaders on why AI pilots plateau and fail to scale, how to build data foundations for enterprise AI, agentic AI in production, governance and operating model change, and a 90-day action plan for AI readiness.
2025
Global AI Show — Abu Dhabi, UAE
Low-Code, No-Code, Pro-Code: Democratizing AI Across the Enterprise
Abu Dhabi, United Arab Emirates December 2025
Keynote at one of the world's largest AI forums. Explored how no-code, low-code, and pro-code form a true AI Factory — and the next evolution toward Agentic AI systems that perceive, reason, act, and collaborate autonomously via MCP.
E-Merge 2025 — IIT Hyderabad
Born Intelligent: Building AI-Native Startups for a New World
IIT Hyderabad, India October 2025
Keynote for founders and student entrepreneurs on why AI-native startups are fundamentally different from AI-enabled ones — and how early architectural and leadership choices determine long-term competitive capability.
Smart CIO Summit & Awards — Delhi
Next Gen Cybersecurity: AI-Driven Threat Defense
Delhi, India September 2025
How AI and GenAI enable organizations to shift from reactive defense to predictive, intelligence-led threat detection. Addressed AI governance, regulatory alignment, and why cybersecurity must be a board-level capability.
DevOps Conference 2nd Edition — Delhi
Observability 2.0: Building Autonomous DevOps with AI & GenAI Intelligence
Delhi, India July 2025
The evolution from passive monitoring to Observability 2.0 — where AI and GenAI enable self-healing, predictive, prescriptive operations. How observability data becomes a decision engine for reliability, velocity, and cost efficiency.
Conversational AI & CX Summit — Singapore
The Rise of Multimodal AI Agents
Four Points by Sheraton, Singapore April 2025
Keynote at CACES 7th Edition Singapore. Explored multimodal AI agents reasoning across text, voice, images, and enterprise data — agent orchestration, context awareness, and patterns for moving beyond scripted chatbots to autonomous, goal-oriented AI systems.
Step Dubai 2025
The Next Leap in Generative AI: From Chatbots to Multimodal Applications
Dubai, United Arab Emirates February 2025
How multimodal models, AI agents, and orchestration platforms are redefining user experiences and decision-making. Addressed data readiness, governance, security, and cost control for responsible enterprise-scale GenAI deployment.
DeepFest AI 2025 — Riyadh
Deep Dive: AI's Effect on Security
Riyadh, Saudi Arabia February 2025
How AI is reshaping the cybersecurity landscape — deepfake-enabled phishing, AI-driven social engineering, and how AI simultaneously enables more intelligent defense. Leadership challenges around trust, accountability, and ethical AI in security.
LEAP 2025 — Riyadh
The Ever-Evolving World of FinTech Trends
Riyadh, Saudi Arabia February 2025
FinTech evolution at the intersection of technology, regulation, and customer expectations: embedded finance, AI-driven credit decisioning, open APIs, platform-led ecosystems. Governance, cybersecurity, and sustainable innovation for financial services.
2024
ETCIO AI Vision Conclave — Bengaluru
Measuring & Quantifying Cost, Risk & Value of AI Initiatives
Bengaluru, India December 2024
Trilogue discussion on practical frameworks for AI ROI assessment, risk quantification, cost governance, and value realization. How to evaluate AI investments with the same rigor as core business initiatives — balancing innovation with financial discipline.
4th DevOps Conclave & Awards — Mumbai
Enabling User-Centric DevOps with AI, GenAI & Machine Learning
Mumbai, India September 2024
How AI and GenAI reshape DevOps from siloed practices into user-centric delivery models. Intelligent automation, predictive analytics, AI-optimized CI/CD, and self-healing systems. The shift from internal efficiency to user-centric KPIs measuring experience, performance, resilience, and trust.
MongoDB Local — Delhi
Reimagining Automotive Applications with MongoDB at Scale
Delhi, India September 2024
How CARS24 built Orbit — a comprehensive automotive SuperApp — with MongoDB Atlas at its core. Real-time Autopilot (Driver on Demand) experience: Atlas Device Sync for instant notifications, seamless online/offline transitions, and high-velocity platform evolution.
CISO India Connect & Awards — Mumbai
Generative AI & Identity Fraud: Challenges & Solutions
Mumbai, India August 2024
How GenAI and deepfakes are reshaping identity fraud — new attack vectors and AI-powered defense through anomaly detection, behavioral analytics, biometric verification, and real-time risk assessment. Role of regulation, governance, and user awareness.
Conversational AI Summit — Jakarta, Indonesia
Multimodal AI Agents: Transforming Conversational AI & Intelligent User Experiences
Jakarta, Indonesia July 2024
Keynote and panel on multimodal AI agents and their role in conversational AI, FinTech decision-making, and e-commerce. Vision, language, audio, video orchestration enabling richer reasoning and autonomous execution. Real-world financial analysis use case.
World Finance Council — Singapore
AI & Business Transformation: Leveraging AI for Competitive Advantage
Singapore June 2024
How AI is reshaping business transformation for sustainable competitive advantage. AI-driven insights, predictive analytics, intelligent automation, governance, operating models, and responsible AI adoption for leaders across financial services and enterprise technology.
Conversational AI Summit — Bengaluru
RAG Systems in Conversational AI: Balancing User Needs & Business Objectives
Bengaluru, India April 2024
How RAG systems are foundational to trustworthy, context-aware conversational AI. Knowledge retrieval, grounding, vector search, and prompt orchestration to reduce hallucinations. Trade-offs in latency, cost, relevance, governance, and content control.
Microsoft UX Day 2024 — Noida
FinTech Revolution: The Power of AI in Fraud Detection & Financial Security
Noida, India March 2024
AI, ML, and GenAI transforming FinTech fraud detection — from rule engines to supervised learning, anomaly detection, deep learning, and graph-based intelligence. GenAI for synthetic data, adversarial testing, and adaptive learning. Ethics, fairness, and customer trust.
Step Dubai 2024
Digital Payments & Wallets: Changing the E-Commerce Landscape
Dubai, United Arab Emirates February 2024
Mobile wallets, real-time payments, cross-border commerce, and emerging payment rails reshaping e-commerce. Security architectures, fraud prevention, AI risk controls, and regulatory compliance across UAE and African e-commerce markets.
Also Featured At: Amazon Executive Leaders Summit Google Leadership Summit IBM AI for Leaders GitHub Copilot Summit Oracle Multi-Cloud Day India Cloud Summit India DevOps Conclave ET Data Strategy Summit AWS CXO Forum SAP Innovation Day Okta AI in Identity 2nd Global AI Webinar

Awards &
Honours

Recognised consistently by the technology industry for leadership excellence in AI transformation, engineering, cybersecurity, and digital innovation — across India, the Middle East, and globally.

CTO of the Year Award — Dine with DevOps
CTO of the Year
Dine with DevOps · Last9 · 2024
Cyber Security Influencer of the Year — CISO India
Cyber Security Influencer of the Year
CISO India Connect & Awards · EXE Globe · 2024
Cyber Security Influencer Award trophy
Award — CISO India Connect 2024
Executive Excellence Events · Mumbai
CTO of the Year — Technophiles India
CTO of the Year
Technophiles India · 2024
DevOps Leader of the Year Award
DevOps Leader of the Year
DevOps Conclave · 2024
Digital Native Leader Award — ObserveNow
Digital Native Leader of the Year
ObserveNow · Super Digital Native Summit · 2024
CTO of the Year
Gain Skills Business Media
2022 · 2023 · 2024 · 2025 · 2026
CTO of the Year
Technophiles India
2024 · 2025
Digital-First Changemaker
The Mainstream
2024
Digital Native Leader
ObserveNow
2024
DevOps Leader of the Year
DevOps Conclave
2024
Cyber Security Influencer
EXE Globe · CISO India
2024
Forbes Technology Council
Member Leader & Published Author
Ongoing
LinkedIn Top Voice
AI & Data Architecture
2x Recognised
Engineering Visionary
Multiple Industry Honours
2024 · 2025
MIT CIO Community
Active Member
Ongoing
Thinkers360
Top AI & Enterprise Architecture
Recognised
McKinsey Contributor
Technology & AI Strategy
Published

Executive
Insights

Platform Engineering
The CTO Must Think Like a Platform Product Leader
When Deepak built Nebula at CARS24, the question was never what tools to use. It was: who is the developer and what does their journey look like?
Read on LinkedIn
AI Governance
From GenAI Pilots to Enterprise AI Platforms
Most GenAI programs die in pilot purgatory. The difference between pilots and production is governance, operating model design, and data readiness — not technology.
Read on LinkedIn
FinOps
How We Cut Cloud Costs 40% Without Slowing Innovation
Lessons from scaling CARS24 engineering while embedding FinOps discipline across 800 engineers — without bureaucratic friction.
Read on LinkedIn
CTO Strategy
What 14 Countries of Technology Leadership Taught Me
Building Airtel Africa's digital ecosystem across 14 countries was less a technology challenge and more a systems design problem for people and cultures.
Read on LinkedIn

Strategic
Advisory
for Leaders

Deepak works with a select group of organizations and leadership teams on their most consequential technology decisions — AI strategy, platform transformation, engineering operating model design, and board-level technology governance.

Engagements range from focused strategic sessions to ongoing advisory relationships with CTOs, CIOs, founders, promoters, and board-level stakeholders. Also available for startup mentoring, investor advisory, and technology due diligence.

Enterprise AI Strategy & GenAI Operating Models
Agentic AI Architecture, Governance & MCP
Platform Engineering Strategy & IDP Design
NBFC, LendTech & FinTech Platform Architecture
Enterprise Architecture Transformation (TOGAF)
Cloud Strategy, Multi-Cloud & FinOps
CTO / CIO / CTAIO Leadership Advisory
DevSecOps & Engineering Resilience
Automotive Technology & SuperApp Ecosystems
Engineering Operating Model & Org Design
Startup Technology, Product Strategy & Mentoring
Board-Level Technology Advisory & Due Diligence

Let's Build
Something
Significant

Whether you are looking for a keynote speaker, a strategic technology advisor, a Forbes Technology Council perspective, or a conversation about building AI-native enterprises — Deepak is open to meaningful engagements.

Message received. Deepak's team will respond within 48 hours.